Arabic:
اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَالْعَجْزِ وَالْكَسَلِ، وَالْبُخْلِ وَالْجُبْنِ، وَضَلَعِ الدَّيْنِ، وَغَلَبَةِ الرِّجَالِ
Transliteration:
Allāhumma innī a'ūdhu bika minal-hammi wal-ḥazan, wal-'ajzi wal-kasal, wal-bukhli wal-jubn, wa ḍala'id-dayni wa ghalabatir-rijāl.
Meaning:
"O Allah, I seek refuge in You from grief and sadness, from weakness and laziness, from miserliness and cowardice, from being overcome by debt and overpowered by men."
Source: Sahih al-Bukhari 2893