No Riba

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Islamic Dues, Simplified.
No Riba helps you identify bank interest, manage personal dues with trusted contacts, and track annual zakāt disbursements — with on-device statement privacy and secure account sync.
What is No Riba?
No Riba is your personal Islamic financial companion designed to bring clarity and peace of mind to your wealth. It brings together three essential tools in one unified app: on-device ribā (interest) identification from bank statements, personal dues tracking with your contacts, and an annual zakāt disbursement tracker.
1. Ribā Calculator & Disposal Tracker
Upload your bank statement PDFs, and No Riba automatically detects and highlights all interest credits on-device. Review your total, paid, and pending amounts, and track your disposal progress by bank and year without manual searching. PDF parsing happens entirely on your device and never leaves it.
Why not Excel?
Many people track ribā in Excel, but that means opening each statement, typing every interest entry by hand, and updating totals yourself — and it's easy to miss entries or count the same one twice. No Riba does that work for you: it finds ribā from your statement PDFs, shows what you've paid and what's still pending, and organizes everything by bank and year.
2. Personal Dues (Payables & Receivables)
Record money you need to pay back or get back with your contacts. Keep track of due dates, view remaining balances, record repayments, set optional reminder notifications, and generate shareable agreement receipts — keeping all financial obligations transparent and organized.
3. Zakāt Disbursement Tracker
Plan your annual Hawl target and log disbursements as you give throughout the year. Track payments by channel (cash, UPI, bank transfer) and ensure fair distribution across the 8 Quranic beneficiary categories (Asnaf) with real-time fulfillment progress.
Private by design
Your statement PDFs are processed locally on your device — files are never uploaded to any server. Only your extracted summary totals, dues records, and zakāt logs sync securely with your account across devices.
Growing bank support & secure passwords
No Riba supports automatic interest detection across multiple major banks, with new bank statement formats added continuously. For password-protected statements, passwords are encrypted securely before storage to ensure your credentials remain private and protected.
Your account, your control
Sign in with Google or email to sync your data securely across devices. You can remove individual statements, dues records, zakāt logs, or permanently delete your entire account at any time from Account Settings.
Important note
No Riba is an awareness and tracking tool, not a substitute for qualified Islamic scholars or financial advisors. Automated parsing may not capture every transaction, so always verify amounts against your original bank statements before acting on them.
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